In today’s fast-paced world, fostering genuine connections can be challenging. Kind Circles offer a refreshing approach to build a supportive and compassionate community.

About
Mr. R.M.V. Raman (R. Muthuvenkataraman) was born in 1946 in Batlagundu. He spent his early childhood in the village of Chinnamanur and later grew up in the town of Madurai, all in Tamil Nadu. Like many of his generation, born just around India’s independence, he firmly believed that education and ha...
Read MoreMr. R.M.V. Raman (R. Muthuvenkataraman) was born in 1946 in Batlagundu. He spent his early childhood in the village of Chinnamanur and later grew up in the town of Madurai, all in Tamil Nadu. Like many of his generation, born just around India’s independence, he firmly believed that education and hard work were the keys to economic stability.
He was an excellent student throughout school and college, but unlike many high achievers, he was not narrowly studious. Instead, he nurtured a wide range of interests—music, drama, sports, and writing—and was widely popular in the community. His two elder sisters, much older than him, played a significant role in shaping his childhood.
A remarkable aspect of his academic journey is that he earned three Master’s degrees—an M.Sc. in Physics, an M.A. in English Literature, and later, a Master’s in Financial Management (MFM). After spending four fulfilling years as a demonstrator at Madura College, Madurai, he successfully cleared the highly competitive Reserve Bank of India (RBI) selection process and began his professional career in Delhi and Chandigarh.
A few years later, the division he worked in became part of the Industrial Development Bank of India (IDBI), and subsequently, a sub-division evolved into the Export-Import Bank of India (Exim Bank). Mr. Raman was associated with Exim Bank from its inception and dedicated the majority of his career there (1982–2009), primarily in Mumbai with a few years in Delhi. Rising through the ranks, he became part of the top management team in 2001 as Executive Director.
Mr. Raman was married to Mrs. Vijayalakshmi, who was the pillar of strength behind his life and career. He deeply believed in the power of education and laid a strong foundation for his children, both of whom went on to become alumni of IIT and IIM—an achievement he inspired and cherished greatly. Beyond his family, he also extended support to many young people in their education and early careers whenever possible.
Mr. Raman remained active and engaged until the very end of his life, passing away in 2021. In his memory, his family has established a scholarship for low-income, high-potential students pursuing engineering at the IITs, honoring his lifelong belief in education as a force for change.
This scholarship is made possible through the generous contributions of his family members and loved ones:
- Vijayalakshmi Muthuvenkataraman, wife
- Ramya Venkataraman, daughter
- M.V. Niranjan, son
- Isha Narayan, daughter-in-law
- Nivedita Venkataraman, granddaughter
- R. Chandra, niece
- Sridhar Rajamani & Anu Sridhar, nephew and his wife
- Usha Ramesh & S. Ramesh, niece and her husband
Initiatives
R.M.V. Raman Scholarship Kind Circle
Eligibility
- Pursuing an undergraduate engineering degree at an IIT
- Demonstrate strong academic merit
- Belong to a low-income background
- Must be an Indian national
Benefits
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Scholarship Amount: Up to INR 70,000 per scholar (may be awarded as a one-time grant or annually, at the discretion of the scholarship provider)
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FAQ's
Your donation will be disbursed directly to the deserving student’s bank account or to their educational institution, based on the donor’s preference.
You can donate though online banking or directly from your bank debit/credit card.
KindCircle is backed with close to 4.5 million registered students on Buddy4Study.com. Your contribution will reach to the most deserving students selected through a multi-layered process after due verification of students. At KindCircle, we also bring you
- Transparency in fund-usage
- Technology-driven automated processes
- Regular student tracking
Yes. A single Circle can host multiple initiatives—for example, separate support for school students, UG/PG scholars, or professional courses. Each initiative can have its own budget, criteria, and seat distribution.
Yes. You may temporarily pause new applications or new intakes while still continuing support for existing scholars (if funds are available). The Circle can be set to “inactive” for new cycles whenever required.
If a scholar discontinues studies or becomes ineligible, the remaining unutilised amount returns to your Circle balance. You may decide whether to:
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Support a replacement scholar,
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Enhance support for an existing scholar, or
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Carry the amount forward to the next cycle.
You will receive notifications (email and WhatsApp, where enabled) whenever:
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Verified profiles are ready for review,
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Final scholar selection is required,
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Renewal decisions are due, or
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New reports and updates are published.
The role is meaningful but not time-intensive. Most Kartas spend:
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A few hours during the first cycle (framework + profile review), and
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1–2 hours during key milestones in a year.
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The Kind Circle team manages all operational work.
Yes. Eligibility criteria, preference groups, scholarship amounts, and number of seats can be revised annually. The Kind Circle team will help incorporate the changes smoothly.
Yes. The primary Karta role can be reassigned to a family member, colleague, or core group representative. The Kind Circle team will formally update roles and permissions on the platform.
Yes. You may run multiple Circles (e.g., a Family Circle, a Memorial Circle, a Community/Alumni Circle). Each Circle will have its own dashboards and reporting, while you retain central administrative access.
Yes. You may request periodic review calls or customised analysis—such as insights by district, course type, or vulnerability profile—to help refine or scale your scholarship strategy.
Yes. Participation is optional. You may join the scholar felicitation, mentorship sessions, or request a telephonic/video interaction. Scholar personal details remain confidential for privacy.
Yes. You will be able to appoint:
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Sub-Kartas – Co-admins who can help review profiles, manage settings, and support decision-making.
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Managers – Operational support roles for coordination, communication, and follow-ups.
Note: Some of these enhanced administrative features are currently being developed and will be gradually rolled out on the Kind Circle platform.
Yes. Buddy4Study India Foundation is FCRA-compliant and can receive foreign contributions from eligible donors residing outside India, subject to applicable laws and regulations.
Tax benefits depend on the donor's country of residence and the donation route used. In certain countries, donations may be routed through partner nonprofit organisations that enable donors to avail applicable tax benefits.
Buddy4Study India Foundation is exploring partnership with US-based 501(c)(3) nonprofit organisations to facilitate donations from the United States, enabling eligible donors to avail applicable tax deductions. Please contact our team for the latest donation options and giving mechanisms available.
International donations can typically be made through bank transfers, credit/debit cards, online payment gateways, or approved nonprofit partners. Available options may vary by country.
Yes. International donors may choose to make one-time contributions or recurring donations depending on the available payment methods.
Yes. All donors receive an official donation acknowledgement and receipt in accordance with applicable regulations.
Many employers, particularly in the United States, offer employee matching gift programmes. Donors are encouraged to check with their employers regarding matching opportunities, which can significantly increase the impact of their contribution.
Yes. Many Kind Circles are established as memorial scholarships to honour the legacy of parents, family members, teachers, mentors, or loved ones while supporting deserving students in pursuing their education.
Absolutely. Kind Circles are designed to bring together families, friends, colleagues, alumni groups, and communities across the world to collectively support educational causes and create lasting impact.
Yes. Subject to applicable regulations and available payment channels, donors from different countries may contribute to the same Kind Circle and collectively support deserving students in India.
For any queries regarding international donations, tax benefits, payment options, or creating a Kind Circle, please contact:
Email: kind@buddy4study.com
Under FCRA rules, what matters is your citizenship, not your country of residence. If you hold an Indian passport, your donation is treated as a domestic (Indian) contribution, even if you currently live abroad. If you hold a foreign passport (including OCI cardholders), your donation is classified as a foreign contribution and processed through our FCRA-compliant route. This is why your passport details are essential—they determine the correct regulatory channel for your donation.
As per the latest FCRA (Foreign Contribution Regulation Act) guidelines issued by the Government of India, foreign contributors are required to provide identification details, including passport number, when making a donation. This information is mandatory for regulatory compliance and helps ensure your contribution is processed lawfully and transparently. Your passport details are stored securely and used only for compliance purposes. You can read more about FCRA rules here.
The R.M.V. Raman Scholarship Kind Circle is a philanthropic initiative to support high-potential, low-income students pursuing engineering, preferably at IITs. It is created in memory of Mr. R.M.V. Raman, who strongly believed in the power of education.
Yes. All Indian donors will receive Form 10BE under Section 80G of the Income Tax Act, making their donation eligible for tax deductions.
Yes, but since we do not currently have an FCRA bank account, there are two available options:
- If the international donor has an Indian bank account, they can contribute directly to the bank details shared above.
- If not, they may transfer the donation to a trusted Indian family member, who can then donate on their behalf.
Funds will be used to support tuition fees and other educational expenses of selected scholars. The initiative is recurring and will support a new set of deserving students each year.
Buddy4Study follows a zero-tolerance policy against fraud. Every application goes through multiple layers of due diligence — including Aadhaar/DigiLocker verification, document checks, duplicate detection, and anomaly tracking. Students are further verified through mandatory telephonic or video interviews, and in some cases, physical/home visits. Only those who clear all checks, meet eligibility criteria, and show genuine need are shortlisted. Finally, bank accounts are penny-drop verified before funds are released, ensuring scholarships reach genuine students only — no shortcuts, no fraud, just fairness.
To know more about our fraud prevention measures, click here.
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Fund Raised : ₹ 218,700
Donors : 4
Beneficiaries : 0
Fund Raised : ₹ 597,000
Donors : 9
Beneficiaries : 5
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Join "R.M.V. Raman Scholarship Kind Circle" as Member
Do you want to join this circle as a member? If approved by Karta (Circle Admin), you will have the following additional options:
- Nominate students who are eligible for this circle's scholarship initiatives.
- View the status of nominated students and see if they receive any benefits from this circle.
- Refer this circle to your network to bring in more members.
Note: Your details will be shared with the Karta to take action. You will be notified once you are approved. Thank you.
Share Your Engagement Preferences
As a member of the Kind Circle community, let us know how you would like to engage and contribute. Your preferences will help us tailor your experience and maximize your impact.
Choose Your Preferences:
- Nominate students who are eligible for this circle's scholarship initiatives and view their status if they receive any benefits from this circle.
- Donate to provide scholarships to deserving students.
- Offer your expertise to mentor and guide scholars on their educational journey.
- Preferred Language.
- Skills/Areas of Mentoring:
- Suggestions/Query for Karta:
Note:Your information & student information (provided in nomination) is protected under India data privacy act by Buddy4Study as norms set by EY GDS (verified by Legal team)
Share Your Engagement Preferences
As a member of the Kind Circle community, let us know how you would like to engage and contribute. Your preferences will help us tailor your experience and maximize your impact.
Choose Your Preferences:
- Nominate students who are eligible for this circle's scholarship initiatives and view their status if they receive any benefits from this circle.
- Donate to provide scholarships to deserving students.
- Offer your expertise to mentor and guide scholars on their educational journey.
- Preferred Language.
- Skills/Areas of Mentoring:
- Suggestions/Query for Karta:
Thank You for Your Interest!
Your request to join the circle has been submitted. You will be notified once you are approved. Thank you.
R.M.V. Raman Scholarship Kind Circle
Nominate Students
Nomination Submitted Successfully!
Thank you for submitting your nomination. Your effort to help deserving students is greatly appreciated.
Note: Please inform the nominated student to expect an invitation via email or SMS, which will include a unique reference code ' 'XXXXXX' '. They must use this code when filling out their scholarship application form to ensure their application is processed correctly.
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